DISABILITY 8 Current Employees During Open Enrollment Open Enrollment is your annual opportunity to enroll or make changes to your benefits unless you have a Qualifying Life Event during the year. These benefits include: medical, vision, dental, health care spending account, dependent care spending account, employee and dependent life and accidental death and dismemberment (AD&D), and longterm disability. Employees currently enrolled in these benefits who do not make changes during Open Enrollment will default to their current plan elections, with the following exception: if you wish to participate in flexible spending accounts, you must enroll each year per IRS rules. You only need to enroll if you: • Wish to change an existing plan election • Wish to add, drop or change information about your eligible dependents whom you cover under one or more plans • Have an adult on your medical plan and have not completed or updated the adult surcharge questionnaire. If you do not complete the adult surcharge questionnaire, you will be automatically charged the $15 per pay period surcharge for the adult covered on your medical plan • Want to participate in flexible spending accounts for the upcoming calendar year. According to IRS rules, you must enroll each year in the health care spending account and/or dependent care spending account. ABOUT YOUR BENEFITS My Scripps Benefits Default Coverage If you do not actively elect or waive coverage, the chart below shows the default benefits you will receive. Benefit Default Coverage That Applies NEWLY HIRED ELIGIBLE EMPLOYEES CURRENT ELIGIBLE EMPLOYEES Medical HMO Employee Only Current plan election* Vision No coverage Current plan election* Dental No coverage Current plan election* Flexible Spending Accounts No contributions No contributions* Long-term Disability No coverage Current plan election* Basic Employee Life and AD&D One times annual base pay One times annual base pay* Supplemental Employee Life and AD&D No coverage Current plan election* Spouse & Child Life and AD&D No coverage Current plan election* *Following Open Enrollment. All other benefits and options that you have will continue throughout the next calendar year if you do not make changes before the Open Enrollment deadline. Newly Eligible Employees If you are newly eligible for coverage due to a Qualifying Life Event (such as non-benefited position to benefit-eligible), you must enroll or waive coverage within 31 days from the date of the status change. Benefits are effective the first day of the following month, provided you have already met the 60-day employment requirement. Call the HR Service Center at 858-678-MyHR (6947) or email hr@scrippshealth.org to report your status change and obtain access to the benefits web enrollment system. You Must Actively Enroll or Waive Coverage If you are a new hire or a newly eligible employee (due to a status change), and do not actively elect or waive coverage, you will be defaulted into the HMO medical plan with Employee Only coverage and will be responsible for paying the associated premiums. You will still receive life insurance equal to 1 times your annual salary, but you will not be enrolled in dental or vision. You will not have the option to make changes until the next Open Enrollment period, or within 31 days of a Qualifying Life Event (QLE). See the chart below for details.
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