Scripps Health 2026 Benefits Catalog

RETIREMENT SAVINGS Investment Choices The plan offers you a range of investment options. In addition to “core” funds, the investment options include target date funds, which are a mix of stocks, bonds and short-term investments within a single fund, allocated based on the years until the fund's target retirement date. If you choose to, you can have Fidelity manage your plan investments by taking advantage of Fidelity's Portfolio Advisory Services at Work program. Additionally, you can broaden your investment choices through the Fidelity BrokerageLink feature. For more information or to see if these options are right for you, go to www.netbenefits.com or call Fidelity at 800-343-0860. A complete description of the plan's investment options and their performance, as well as planning tools to help you choose an appropriate mix, are available online at Fidelity NetBenefits® at www.netbenefits.com or by calling 800-343-0860 to speak to a Fidelity Retirement Representative. Vesting Vesting is a term used to describe ownership in your account balance. You are always 100 percent vested in your after-tax contributions to the plan as well as any earnings received on those contributions. Scripps matching contributions, annual contributions and any associated earnings vest according to the following schedule: Distributions Distributions from the plan are generally permitted for the following events: termination of employment, retirement, total and permanent disability, or death. You may withdraw funds from your employee after-tax account at any time while still employed at Scripps (cash or rollover to a Roth/ Pre-Tax IRA). Once you attain age 62 you may withdraw your entire vested account balance while still employed. Distributions may be subject to taxes and penalties. Be sure to consult with your tax advisor before taking a distribution from your account. Stay Connected to Your Retirement Accounts with the NetBenefits app Scan the QR code with your smartphone to download the NetBenefits app. Years of Service Percent Vested 1 25% 2 50% 3 or more 100% 69

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