Group Accident Insurance Group accident insurance, offered through Unum, can help where medical insurance leaves off and provide cash to cover expenses. Accident insurance pays cash benefits directly to you for a covered accidental injury and related services. Payment depends on the type and severity of your injury and the related treatment. Rates are shown on the enrollment website. Eligibility • Benefit-eligible employees who are actively at work • Spouse/registered domestic partner age 17+ • Children up to age 26 No health questions are required. Employees must be legally authorized to work in the United States and actively working at a U.S. location to receive coverage. Spouses/domestic partners and dependent children must reside in the United States to receive coverage. Covered Accidents and Expenses Group Accident insurance covers accidents that occur on and off the job. It includes a range of incidents, from common injuries to more serious events. FINANCIAL WELLNESS Quick Facts ELIGIBILITY • F ull-time and part-time benefit-eligible employees are eligible on date of hire or when approved by carrier OPTION • G roup Accident Insurance COVERAGE TIERS • Employee • Employee and Spouse/registered domestic partner • Employee and Child(ren) • Family ENROLLMENT/CHANGES • Y ou may enroll through Benefit Communications, Inc. (BCI) online at www.electbenefits.com/scripps • Y ou may make coverage changes by calling UNUM at 800-635-5597 RESOURCES • Benefit Communications, Inc. (BCI) – 888-659-2573: for questions about coverage or assistance accessing the enrollment website • Unum – 800-635-5597: for coverage questions or to submit a claim Note: Scripps is not a plan sponsor or fiduciary for group accident insurance, and it is not covered under ERISA. Scripps does not endorse, recommend, or guarantee this coverage or the accuracy of any of the statements made in the carrier's printed materials or website. Examples of covered injuries: • Broken bones • Concussion • Eye injuries • Cuts repaired by stitches • Burns • Coma due to a covered injury • Ruptured discs • Torn ligaments • Dislocation of hip, knee, ankle, collarbone, lower jaw, shoulder, elbow/wrist Examples of covered expenses: • Emergency room treatment • Ambulance benefit • Doctor office visit • Hospitalization • Occupational therapy • Speech therapy • Physical therapy • Prosthetic devices See the policy's schedule of benefits for a full list of covered injuries and expenses. New Plan Features • $100 wellness benefit received for annual check-ups, per covered person • 25% organized sport benefit for increased payouts due to sports injury • Family care & pet boarding benefits • Higher fracture and dislocation payouts Important Note We have negotiated plan enhancements and premium decreases with Unum effective January 1, 2026. Existing plan participants will be updated to the enhanced policy effective January 1, 2026. Underwritten by Unum Life Insurance Company of America, Portland, Maine. The policy has exclusions or limitations which may affect any benefits payable. See the actual policy for specific provisions and details of availability. 57
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