Group Hospital Indemnity Insurance Group hospital indemnity insurance, offered through Unum, can help pay for out-of-pocket costs associated with being hospitalized and can give you more of a financial safety net for unplanned expenses brought on by a hospital stay. These benefits are in addition to any medical plan benefits. Rates are shown on the enrollment website. Eligibility Employees must purchase coverage for themselves in order to purchase spouse/registered domestic partner or child coverage. Employees must be legally authorized to work in the United States and actively working at a U.S. location to receive coverage. Spouses/registered domestic partners and dependent children must reside in the United States to receive coverage. No health questions are required. There is no pre-existing condition limitation. Quick Facts ELIGIBILITY • F ull-time and part-time benefit-eligible employees are eligible on date of hire or when approved by carrier OPTION • Group Hospital Indemnity Insurance COVERAGE TIERS • Employee • Employee and Spouse/registered domestic partner • Employee and Child(ren) • Family ENROLLMENT/CHANGES • Y ou may enroll through Benefit Communications, Inc. (BCI) online at www.electbenefits.com/scripps • Y ou may make coverage changes by calling UNUM at 800-635-5597 RESOURCES • Benefit Communications, Inc. (BCI) – 888-659-2573: for questions about coverage or assistance accessing the enrollment website • Unum – 800-635-5597: for coverage questions or to submit a claim Note: Scripps is not a plan sponsor or fiduciary for group hospital indemnity insurance, and it is not covered under ERISA. Scripps does not endorse, recommend, or guarantee this coverage or the accuracy of any of the statements made in the carrier's printed materials or website. Lump Sum Benefits Paid Directly to You Payments from group hospital indemnity insurance are made directly to you if you are admitted to a hospital for a covered sickness or injury. Payments are made even if you did not actually incur any out-of-pocket expenses. The money you receive can be used for any purpose, such as: • Deductibles and copays • Travel to and from the hospital for treatment • Childcare service assistance while recovering Benefit Amounts • Coverage for hospital admission: $2,000 per insured per calendar year • Coverage for ICU admission: $1,500 per insured per calendar year • Daily hospital confinement: $150 per day up to 365 days per calendar year • Daily ICU confinement: $150 per day up to 60 days per calendar year • $50 wellness benefit received for annual check-up per covered person Important Note We have negotiated plan enhancements and premium decreases with Unum effective January 1, 2026. Existing plan participants will be updated to the enhanced policy effective January 1, 2026. If you leave Scripps, you may be eligible to continue your policy through direct bill, provided you contact Unum within 31 days of termination of employment. Underwritten by Unum Life Insurance Company of America, Portland, Maine. The policy has exclusions or limitations which may affect any benefits payable. See the actual policy for specific provisions and details of availability. FINANCIAL WELLNESS 56
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