16 ABOUT YOUR BENEFITS When Coverage Ends If you terminate employment or retire, all My Scripps Benefits coverage will end on the last day of the month of your departure from Scripps. See chart below for COBRA continuation options. If you become ineligible for benefits due to a status change, you may be eligible to continue medical coverage based on Affordable Care Act (ACA) regulations. See page 5 for details. All other benefits will end on the last day of the month of your status change. Coverage for your dependent children that turn age 26 will end the last day of the month in which they turn 26 years of age. The opportunity to continue or convert coverage varies by plan. See chart below. If applicable, you have 60 days from the date on your COBRA* election notice or from the loss of coverage date, whichever is later, to select coverage through COBRA. For continuation or conversion options, you have 31 days from termination, status change or retirement to complete conversion forms. For more information about conversion options for employee, spouse and child life, accidental death & dismemberment (AD&D), and long-term disability contact the HR Service Center at 858-678-MyHR (6947). For more information about direct-bill options for whole life, short-term disability, group critical illness, group hospital indemnity insurance, group accident insurance, group legal plan, auto and home insurance, identity theft protection, and pet insurance, contact the appropriate insurance carrier directly. Contact information is provided on the back cover of this catalog. Coverage COBRA* Continuation Other Continuation or Conversion Options Medical/Pharmacy 18 to 36 months No Vision 18 to 36 months No Dental 18 to 36 months No Health Care Spending Account to the end of current plan year No Dependent Care Spending Account No No Employee, Spouse & Child Life and AD&D No Yes Long-term Disability No Yes *COBRA stands for Consolidated Omnibus Budget Reconciliation Act. The length of COBRA continuation depends on the reason for loss of coverage.
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