13 ABOUT YOUR BENEFITS Qualifying Life Events and Status Changes During the year, you may have an opportunity to elect, reduce or increase coverage on certain plans as a result of Qualifying Life Events (QLEs) and status changes. QLEs and the allowable changes are listed below. For information on termination and rehire, please call the Scripps HR Service Center at 858-678-MyHR (6947) or email hr@scrippshealth.org. Gain of spouse (Marriage) Benefit Plan Description Medical, Vision, and/or Dental May add new or existing dependents. May revoke or decrease only when spouse’s benefit becomes effective or increased under spouse’s plan. Long-term Disability Employee may enroll if evidence of insurability is met or stop coverage. Employee Life & AD&D* Employee may increase or decrease coverage. Must maintain a minimum of 1x pay. Spouse Life Insurance Eligible to apply for coverage for new spouse if spouse meets evidence of insurability. Child Life Insurance Eligible to add for new dependents. Health Care Spending Account (HCSA) Employee may increase election for newly eligible spouse or dependents or decrease election if employee or dependents become eligible under new spouse’s health plan. Dependent Care Spending Account (DCSA) Employee may enroll or increase to accommodate newly acquired dependents or decrease or stop coverage if new spouse is not employed or makes DCSA election. Loss of spouse/RDP** (Divorce, Legal Separation, Annulment, Death) Benefit Plan Description Medical, Vision, and/or Dental May stop coverage for spouse only. May elect coverage for self or dependents who lose coverage under spouse plan if result of divorce, legal separation, annulment, or death. Long-term Disability Employee may enroll if evidence of insurability is met or stop coverage even when eligibility is not impacted. Employee Life & AD&D* Employee may increase, decrease, or stop coverage even when eligibility is not impacted. Scripps provides 1x pay at no cost to employee. Spouse Life Insurance Must stop spouse coverage. Health Care Spending Account (HCSA) May decrease for former spouse who loses eligibility. Dependent Care Spending Account (DCSA) May enroll, increase, decrease, or cancel consistent with the change in status. Gain dependent (Birth, Placement or Adoption, Legal Guardianship) Benefit Plan Description Medical, Vision, and/or Dental May elect or add coverage for dependents not previously covered. Child Life Insurance Eligible to add coverage. Health Care Spending Account (HCSA) May elect or increase election. Dependent Care Spending Account (DCSA) May elect or increase election. *Accidental Death & Dismemberment **Registered Domestic Partner, must provide documentation of RDP status effective prior to the date of Qualifying Life Event.
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